what is the best personal finance software

Why it stands out: Honeydue is a budgeting app designed specifically for couples. Also, be aware that there's a one-time $9 fee if you opt for a payment plan instead of paying upfront.ĭownload: Apple | Google Play Best Budgeting App for Couples Honeydue app If you agree to use the bill negotiation feature, you'll be charged 40% of what Billshark saves you for the service period. You do have the ability to reassign the transaction to another category within the app, though, or create your own category. Look out for: Occasionally, Mint will place a transaction in one category (like transportation) when it should be in a different category (like bills). Mint has also partnered with Billshark and offers a bill negotiation feature. In addition to showing your income, expenses, and savings goals, it displays factors like your credit score, investments, and net worth. Mint is easy to use and helpful for understanding your finances on a large scale. Create a goal, including your estimated costs and timeline, and Mint factors the plan into your budget. Mint makes it easy to save for multiple goals. You can easily change the settings yourself or create a new category - so Mint does all the hard work for you, but you still have some control. The app splits your expenses into categories such as shopping, bills, and transportation. You'll start by linking your bank accounts to Mint for the app to create a budget based on your past spending habits. Why it stands out: The Mint app is owned by Intuit, the financial software company that also owns TurboTax and Quickbooks.

Mint links to your bank account and monitors multiple aspects of your finances, including your income, spending, investments, credit score, and net worth. Mint is free to download and use, and there are no paid membership options.

What is the best personal finance software